Auto Insurance

Auto Insurance

Why Consider Auto Insurance?

Things to Consider

Let's Talk About Your Auto Insurance Needs

Tell us a little about what you’re looking for. A Micabee representative can contact you to discuss your needs and available options.

AUTO INSURANCE

Protect Your Vehicle. Protect Your Journey.

Auto insurance can provide financial protection when your vehicle is involved in an accident or other covered event. Depending on the policy, coverage can address damage to your vehicle, liability for damage or injuries to others, and certain medical or related expenses.

At Micabee, we help clients understand their available auto insurance options so they can review coverage that fits their vehicle, driving situation, and personal needs.

Happy customer buying brand new car at local car dealership.

What can Auto Insurance Cover?

Protection Designed for the Road Ahead

From everyday driving to unexpected accidents, the right coverage can help protect your vehicle, your finances, and your peace of mind. Explore the different types of protection that may be available based on your needs and policy.

  • Vehicle Protection

    Coverage such as collision and comprehensive may help pay for covered damage to your vehicle.

  • Liability Protection

    Liability coverage can help protect you when you are legally responsible for covered bodily injury or property damage to others.

  • Medical Protection

    Florida PIP can provide benefits for certain covered medical expenses and lost wages following a covered motor vehicle accident, subject to the policy and Florida law.

  • Uninsured Motorist Protection

    UM coverage can provide protection for certain bodily injuries caused by an at-fault driver who has no or insufficient bodily injury liability coverage.

  • Roadside Assistance

    Towing and labor coverage may provide emergency road service and towing up to the policy's applicable limits.

  • Rental Transportation

    Rental reimbursement coverage may help provide replacement transportation after a covered loss, subject to the policy's limits and conditions.

HOW IT WORKS

How Your Auto Insurance Journey Works

Tell Us About Your Vehicle

Provide basic information about your vehicle, drivers and insurance needs.

Review Your Options

Review available coverage types, limits and deductibles.

Complete Your Application

Provide the information required by the applicable insurer.

Policy Review

The insurer evaluates the application and determines eligibility, premium and applicable terms.

Review Your Policy

Once coverage is issued, review your policy documents carefully and keep them available.

FAQ

Frequently Asked Questions

Florida's current no-fault framework requires applicable persons to maintain PIP security, and Florida DFS identifies $10,000 PIP and $10,000 property-damage liability minimums in its consumer materials.

Personal Injury Protection provides certain benefits for covered injuries regardless of fault, subject to Florida law and the policy's terms.

Collision generally addresses covered vehicle damage resulting from collision or rollover. Comprehensive, also called "other than collision," addresses certain losses such as theft, fire, vandalism, windstorm, flood, falling objects and animal impact.

It can provide protection for certain bodily injuries caused by an at-fault driver who has no or insufficient bodily injury liability coverage.

"Full coverage" is not a precise standardized insurance term. The coverages required and the coverages you choose are separate questions.

It can. Deductibles apply to certain coverages and can affect the premium. The applicable deductible and coverage are determined by the policy.

Multiple vehicles can generally be included on an auto policy subject to the insurer's rules and underwriting.

You'll typically need information about the drivers, vehicles, address, current insurance and driving/claims history.

Drive With Confidence.
Stay Protected.

The right auto insurance starts with understanding your coverage. Let Micabee help you take the next step.