Auto Insurance
Auto Insurance
- Personal Auto Insurance
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured Motorist Coverage
- Florida PIP Coverage
Why Consider Auto Insurance?
- Protect your vehicle
- Protect against liability
- Help with accident-related expenses
- Roadside assistance options
- Rental transportation options
- Financial protection
Things to Consider
- Vehicle and driver information
- Coverage limits
- Deductibles
- Driving history
- Current insurance
- Number of vehicles
- +1-305-896-2399
- Mthevenin@micabee.com
- 531 S US Hwy 1, Suite C2, Fort Pierce, FL 34950
Let's Talk About Your Auto Insurance Needs
Tell us a little about what you’re looking for. A Micabee representative can contact you to discuss your needs and available options.
AUTO INSURANCE
Protect Your Vehicle. Protect Your Journey.
Auto insurance can provide financial protection when your vehicle is involved in an accident or other covered event. Depending on the policy, coverage can address damage to your vehicle, liability for damage or injuries to others, and certain medical or related expenses.
At Micabee, we help clients understand their available auto insurance options so they can review coverage that fits their vehicle, driving situation, and personal needs.
What can Auto Insurance Cover?
Protection Designed for the Road Ahead
From everyday driving to unexpected accidents, the right coverage can help protect your vehicle, your finances, and your peace of mind. Explore the different types of protection that may be available based on your needs and policy.
Vehicle Protection
Coverage such as collision and comprehensive may help pay for covered damage to your vehicle.
Liability Protection
Liability coverage can help protect you when you are legally responsible for covered bodily injury or property damage to others.
Medical Protection
Florida PIP can provide benefits for certain covered medical expenses and lost wages following a covered motor vehicle accident, subject to the policy and Florida law.
Uninsured Motorist Protection
UM coverage can provide protection for certain bodily injuries caused by an at-fault driver who has no or insufficient bodily injury liability coverage.
Roadside Assistance
Towing and labor coverage may provide emergency road service and towing up to the policy's applicable limits.
Rental Transportation
Rental reimbursement coverage may help provide replacement transportation after a covered loss, subject to the policy's limits and conditions.
HOW IT WORKS
How Your Auto Insurance Journey Works
Tell Us About Your Vehicle
Provide basic information about your vehicle, drivers and insurance needs.
Review Your Options
Review available coverage types, limits and deductibles.
Complete Your Application
Provide the information required by the applicable insurer.
Policy Review
The insurer evaluates the application and determines eligibility, premium and applicable terms.
Review Your Policy
Once coverage is issued, review your policy documents carefully and keep them available.
FAQ
Frequently Asked Questions
Florida's current no-fault framework requires applicable persons to maintain PIP security, and Florida DFS identifies $10,000 PIP and $10,000 property-damage liability minimums in its consumer materials.
Personal Injury Protection provides certain benefits for covered injuries regardless of fault, subject to Florida law and the policy's terms.
Collision generally addresses covered vehicle damage resulting from collision or rollover. Comprehensive, also called "other than collision," addresses certain losses such as theft, fire, vandalism, windstorm, flood, falling objects and animal impact.
It can provide protection for certain bodily injuries caused by an at-fault driver who has no or insufficient bodily injury liability coverage.
"Full coverage" is not a precise standardized insurance term. The coverages required and the coverages you choose are separate questions.
It can. Deductibles apply to certain coverages and can affect the premium. The applicable deductible and coverage are determined by the policy.
Multiple vehicles can generally be included on an auto policy subject to the insurer's rules and underwriting.
You'll typically need information about the drivers, vehicles, address, current insurance and driving/claims history.
Drive With Confidence.
Stay Protected.
The right auto insurance starts with understanding your coverage. Let Micabee help you take the next step.